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QuickBooks Online vs Xero

A detailed comparison of QuickBooks Online and Xero in 2026. Compare pricing plans, features, and find out which finance service is right for you.

QuickBooks Online

Small business accounting and invoicing

QuickBooks Online is a financial and accounting service that provides small business accounting and invoicing. Founded in 1983 and headquartered in Mountain View, California, QuickBooks Online offers 3 pricing plans. Plans start from $30/month. Key features include Invoicing, Expense tracking, Bank feeds, Tax deductions. QuickBooks Online is a popular choice for users looking for quality finance subscriptions.

accountinginvoicingtaxessmall-business

Xero

Cloud accounting software for small businesses

Xero is a financial and accounting service that provides cloud accounting software for small businesses. Founded in 2006 and headquartered in Wellington, New Zealand, Xero offers 3 pricing plans. Plans start from $13/month. Key features include Bank reconciliation, Invoicing, Payroll, Projects. Xero is a popular choice for users looking for quality finance subscriptions.

accountingsmall-businessinvoicingpayroll

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureQuickBooks OnlineXero
Starting Price$30/mo$13/mo
Plans Available33
Year Founded19832006
HeadquartersMountain View, CaliforniaWellington, New Zealand
Invoicing
Expense tracking
Bank feeds
Tax deductions
Payroll add-on
Reports
Bank reconciliation
Payroll
Projects
Expenses
Multi-currency

Pricing Comparison

Compare all available plans and pricing tiers

QuickBooks Online Pricing

Simple Start
$30/mo
Essentials
$60/mo
Plus
$90/mo

Xero Pricing

Starter
$13/mo
Standard
$37/mo
Premium
$70/mo

Frequently Asked Questions

Is QuickBooks Online or Xero better in 2026?

Both QuickBooks Online and Xero are excellent finance services. QuickBooks Online offers Invoicing and Expense tracking, while Xero features Bank reconciliation and Invoicing. The best choice depends on your specific needs and budget.

How much does QuickBooks Online cost compared to Xero?

QuickBooks Online starts at $30/month, while Xero starts at $13/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both QuickBooks Online and Xero subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including QuickBooks Online and Xero. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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