QuickBooks Online vs Xero
A detailed comparison of QuickBooks Online and Xero in 2026. Compare pricing plans, features, and find out which finance service is right for you.
QuickBooks Online
Small business accounting and invoicing
QuickBooks Online is a financial and accounting service that provides small business accounting and invoicing. Founded in 1983 and headquartered in Mountain View, California, QuickBooks Online offers 3 pricing plans. Plans start from $30/month. Key features include Invoicing, Expense tracking, Bank feeds, Tax deductions. QuickBooks Online is a popular choice for users looking for quality finance subscriptions.
Xero
Cloud accounting software for small businesses
Xero is a financial and accounting service that provides cloud accounting software for small businesses. Founded in 2006 and headquartered in Wellington, New Zealand, Xero offers 3 pricing plans. Plans start from $13/month. Key features include Bank reconciliation, Invoicing, Payroll, Projects. Xero is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | QuickBooks Online | Xero |
|---|---|---|
| Starting Price | $30/mo | $13/mo |
| Plans Available | 3 | 3 |
| Year Founded | 1983 | 2006 |
| Headquarters | Mountain View, California | Wellington, New Zealand |
| Invoicing | ||
| Expense tracking | ||
| Bank feeds | ||
| Tax deductions | ||
| Payroll add-on | ||
| Reports | ||
| Bank reconciliation | ||
| Payroll | ||
| Projects | ||
| Expenses | ||
| Multi-currency |
Pricing Comparison
Compare all available plans and pricing tiers
QuickBooks Online Pricing
Xero Pricing
Frequently Asked Questions
Is QuickBooks Online or Xero better in 2026?
Both QuickBooks Online and Xero are excellent finance services. QuickBooks Online offers Invoicing and Expense tracking, while Xero features Bank reconciliation and Invoicing. The best choice depends on your specific needs and budget.
How much does QuickBooks Online cost compared to Xero?
QuickBooks Online starts at $30/month, while Xero starts at $13/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both QuickBooks Online and Xero subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including QuickBooks Online and Xero. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose QuickBooks Online, Xero, or both — track all your subscriptions in one place with smart alerts and analytics.