Personal Capital vs Relay
A detailed comparison of Personal Capital and Relay in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Personal Capital
Wealth management and financial planning
Personal Capital is a financial and accounting service that provides wealth management and financial planning. Founded in 2009 and headquartered in San Carlos, California, Personal Capital offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Net worth tracker, Investment analysis, Retirement planner, Fee analyzer. Personal Capital is a popular choice for users looking for quality finance subscriptions.
Relay
Business banking with collaborative tools and automatic categorization
Relay is a financial and accounting service that provides business banking with collaborative tools and automatic categorization. Founded in 2018 and headquartered in Toronto, Canada, Relay offers 2 pricing plans. It offers a free tier as well as paid plans starting from $30/month. Key features include Business checking, Profit first, Automatic routing, Team access. Relay is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Personal Capital | Relay |
|---|---|---|
| Starting Price | Free | Free |
| Plans Available | 2 | 2 |
| Year Founded | 2009 | 2018 |
| Headquarters | San Carlos, California | Toronto, Canada |
| Net worth tracker | ||
| Investment analysis | ||
| Retirement planner | ||
| Fee analyzer | ||
| Cash flow | ||
| Budgeting | ||
| Business checking | ||
| Profit first | ||
| Automatic routing | ||
| Team access | ||
| Accounting sync |
Pricing Comparison
Compare all available plans and pricing tiers
Personal Capital Pricing
Relay Pricing
Frequently Asked Questions
Is Personal Capital or Relay better in 2026?
Both Personal Capital and Relay are excellent finance services. Personal Capital offers Net worth tracker and Investment analysis, while Relay features Business checking and Profit first. The best choice depends on your specific needs and budget.
How much does Personal Capital cost compared to Relay?
Personal Capital starts at $Free/month, while Relay starts at $30/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Personal Capital and Relay subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Personal Capital and Relay. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
Related Comparisons
Netflix vs Personal Capital
Compare Netflix and Personal Capital side-by-side
Disney+ vs Personal Capital
Compare Disney+ and Personal Capital side-by-side
Hulu vs Personal Capital
Compare Hulu and Personal Capital side-by-side
Netflix vs Relay
Compare Netflix and Relay side-by-side
Disney+ vs Relay
Compare Disney+ and Relay side-by-side
Hulu vs Relay
Compare Hulu and Relay side-by-side
Explore More
Track Both Services in One Dashboard
Whether you choose Personal Capital, Relay, or both — track all your subscriptions in one place with smart alerts and analytics.