Novo vs Substack
A detailed comparison of Novo and Substack in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Novo
Small business banking with integrated invoicing and cash flow tools
Novo is a financial and accounting service that provides small business banking with integrated invoicing and cash flow tools. Founded in 2018 and headquartered in Miami, Florida, Novo offers 2 pricing plans. It offers a free tier as well as paid plans starting from $9/month. Key features include Business banking, Invoicing, Reserves, Integrations. Novo is a popular choice for users looking for quality finance subscriptions.
Substack
Platform for independent newsletter writers
Substack is a news and media service that provides platform for independent newsletter writers. Founded in 2017 and headquartered in San Francisco, California, Substack offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Newsletter platform, Podcasts, Chat, Notes. Substack is a popular choice for users looking for quality news subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Novo | Substack |
|---|---|---|
| Starting Price | Free | Free |
| Plans Available | 2 | 2 |
| Year Founded | 2018 | 2017 |
| Headquarters | Miami, Florida | San Francisco, California |
| Business banking | ||
| Invoicing | ||
| Reserves | ||
| Integrations | ||
| No minimum balance | ||
| Newsletter platform | ||
| Podcasts | ||
| Chat | ||
| Notes | ||
| Community | ||
| Monetization |
Pricing Comparison
Compare all available plans and pricing tiers
Novo Pricing
Substack Pricing
Frequently Asked Questions
Is Novo or Substack better in 2026?
Both Novo and Substack are excellent finance services. Novo offers Business banking and Invoicing, while Substack features Newsletter platform and Podcasts. The best choice depends on your specific needs and budget.
How much does Novo cost compared to Substack?
Novo starts at $9/month, while Substack starts at $Free/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Novo and Substack subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Novo and Substack. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Novo, Substack, or both — track all your subscriptions in one place with smart alerts and analytics.