Monarch Money vs QuickBooks Online
A detailed comparison of Monarch Money and QuickBooks Online in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Monarch Money
Modern personal finance and wealth management
Monarch Money is a financial and accounting service that provides modern personal finance and wealth management. Founded in 2019 and headquartered in San Francisco, California, Monarch Money offers 1 pricing plan. Plans start from $14.99/month. Key features include Account linking, Net worth tracking, Budgeting, Investment tracking. Monarch Money is a popular choice for users looking for quality finance subscriptions.
QuickBooks Online
Small business accounting and invoicing
QuickBooks Online is a financial and accounting service that provides small business accounting and invoicing. Founded in 1983 and headquartered in Mountain View, California, QuickBooks Online offers 3 pricing plans. Plans start from $30/month. Key features include Invoicing, Expense tracking, Bank feeds, Tax deductions. QuickBooks Online is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Monarch Money | QuickBooks Online |
|---|---|---|
| Starting Price | $14.99/mo | $30/mo |
| Plans Available | 1 | 3 |
| Year Founded | 2019 | 1983 |
| Headquarters | San Francisco, California | Mountain View, California |
| Account linking | ||
| Net worth tracking | ||
| Budgeting | ||
| Investment tracking | ||
| Goals | ||
| Collaboration | ||
| Invoicing | ||
| Expense tracking | ||
| Bank feeds | ||
| Tax deductions | ||
| Payroll add-on | ||
| Reports |
Pricing Comparison
Compare all available plans and pricing tiers
Monarch Money Pricing
$99.99/yr
QuickBooks Online Pricing
Frequently Asked Questions
Is Monarch Money or QuickBooks Online better in 2026?
Both Monarch Money and QuickBooks Online are excellent finance services. Monarch Money offers Account linking and Net worth tracking, while QuickBooks Online features Invoicing and Expense tracking. The best choice depends on your specific needs and budget.
How much does Monarch Money cost compared to QuickBooks Online?
Monarch Money starts at $14.99/month, while QuickBooks Online starts at $30/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Monarch Money and QuickBooks Online subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Monarch Money and QuickBooks Online. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Monarch Money, QuickBooks Online, or both — track all your subscriptions in one place with smart alerts and analytics.