Mint vs YNAB
A detailed comparison of Mint and YNAB in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Mint
Personal finance tracking and budgeting app
Mint is a financial and accounting service that provides personal finance tracking and budgeting app. Founded in 2006 and headquartered in Mountain View, California, Mint offers 2 pricing plans. It offers a free tier as well as paid plans starting from $4.99/month. Key features include Budget tracking, Bill tracking, Credit score, Investments. Mint is a popular choice for users looking for quality finance subscriptions.
YNAB
Personal budgeting with a proven methodology
YNAB is a financial and accounting service that provides personal budgeting with a proven methodology. Founded in 2004 and headquartered in Lehi, Utah, YNAB offers 1 pricing plan. Plans start from $14.99/month. Key features include Zero-based budgeting, Bank syncing, Goal tracking, Reports. YNAB is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Mint | YNAB |
|---|---|---|
| Starting Price | Free | $14.99/mo |
| Plans Available | 2 | 1 |
| Year Founded | 2006 | 2004 |
| Headquarters | Mountain View, California | Lehi, Utah |
| Budget tracking | ||
| Bill tracking | ||
| Credit score | ||
| Investments | ||
| Goals | ||
| Alerts | ||
| Zero-based budgeting | ||
| Bank syncing | ||
| Goal tracking | ||
| Reports | ||
| Real-time sync | ||
| Education |
Pricing Comparison
Compare all available plans and pricing tiers
Mint Pricing
YNAB Pricing
$109/yr
Frequently Asked Questions
Is Mint or YNAB better in 2026?
Both Mint and YNAB are excellent finance services. Mint offers Budget tracking and Bill tracking, while YNAB features Zero-based budgeting and Bank syncing. The best choice depends on your specific needs and budget.
How much does Mint cost compared to YNAB?
Mint starts at $4.99/month, while YNAB starts at $14.99/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Mint and YNAB subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Mint and YNAB. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Mint, YNAB, or both — track all your subscriptions in one place with smart alerts and analytics.