Mint vs Xero
A detailed comparison of Mint and Xero in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Mint
Personal finance tracking and budgeting app
Mint is a financial and accounting service that provides personal finance tracking and budgeting app. Founded in 2006 and headquartered in Mountain View, California, Mint offers 2 pricing plans. It offers a free tier as well as paid plans starting from $4.99/month. Key features include Budget tracking, Bill tracking, Credit score, Investments. Mint is a popular choice for users looking for quality finance subscriptions.
Xero
Cloud accounting software for small businesses
Xero is a financial and accounting service that provides cloud accounting software for small businesses. Founded in 2006 and headquartered in Wellington, New Zealand, Xero offers 3 pricing plans. Plans start from $13/month. Key features include Bank reconciliation, Invoicing, Payroll, Projects. Xero is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Mint | Xero |
|---|---|---|
| Starting Price | Free | $13/mo |
| Plans Available | 2 | 3 |
| Year Founded | 2006 | 2006 |
| Headquarters | Mountain View, California | Wellington, New Zealand |
| Budget tracking | ||
| Bill tracking | ||
| Credit score | ||
| Investments | ||
| Goals | ||
| Alerts | ||
| Bank reconciliation | ||
| Invoicing | ||
| Payroll | ||
| Projects | ||
| Expenses | ||
| Multi-currency |
Pricing Comparison
Compare all available plans and pricing tiers
Mint Pricing
Xero Pricing
Frequently Asked Questions
Is Mint or Xero better in 2026?
Both Mint and Xero are excellent finance services. Mint offers Budget tracking and Bill tracking, while Xero features Bank reconciliation and Invoicing. The best choice depends on your specific needs and budget.
How much does Mint cost compared to Xero?
Mint starts at $4.99/month, while Xero starts at $13/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Mint and Xero subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Mint and Xero. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Mint, Xero, or both — track all your subscriptions in one place with smart alerts and analytics.