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Microsoft 365 vs Substack

A detailed comparison of Microsoft 365 and Substack in 2026. Compare pricing plans, features, and find out which productivity service is right for you.

Microsoft 365

Office apps suite with cloud services

Microsoft 365 is a productivity and collaboration service that provides office apps suite with cloud services. Founded in 1988 and headquartered in Redmond, Washington, Microsoft 365 offers 3 pricing plans. Plans start from $6/month. Key features include Word, Excel, PowerPoint, Outlook. Microsoft 365 is a popular choice for users looking for quality productivity subscriptions.

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Substack

Platform for independent newsletter writers

Substack is a news and media service that provides platform for independent newsletter writers. Founded in 2017 and headquartered in San Francisco, California, Substack offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Newsletter platform, Podcasts, Chat, Notes. Substack is a popular choice for users looking for quality news subscriptions.

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Feature Comparison

Side-by-side comparison of features and capabilities

FeatureMicrosoft 365Substack
Starting Price$6/moFree
Plans Available32
Year Founded19882017
HeadquartersRedmond, WashingtonSan Francisco, California
Word
Excel
PowerPoint
Outlook
OneDrive 1TB
Teams
Newsletter platform
Podcasts
Chat
Notes
Community
Monetization

Pricing Comparison

Compare all available plans and pricing tiers

Microsoft 365 Pricing

Basic
$6/mo

$72/yr

Personal
$6.99/mo

$69.99/yr

Family
$9.99/mo

$99.99/yr

Substack Pricing

Free to read
Free
Creator varies
Varies

Frequently Asked Questions

Is Microsoft 365 or Substack better in 2026?

Both Microsoft 365 and Substack are excellent productivity services. Microsoft 365 offers Word and Excel, while Substack features Newsletter platform and Podcasts. The best choice depends on your specific needs and budget.

How much does Microsoft 365 cost compared to Substack?

Microsoft 365 starts at $6/month, while Substack starts at $Free/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Microsoft 365 and Substack subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Microsoft 365 and Substack. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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