Microsoft 365 vs Relay
A detailed comparison of Microsoft 365 and Relay in 2026. Compare pricing plans, features, and find out which productivity service is right for you.
Microsoft 365
Office apps suite with cloud services
Microsoft 365 is a productivity and collaboration service that provides office apps suite with cloud services. Founded in 1988 and headquartered in Redmond, Washington, Microsoft 365 offers 3 pricing plans. Plans start from $6/month. Key features include Word, Excel, PowerPoint, Outlook. Microsoft 365 is a popular choice for users looking for quality productivity subscriptions.
Relay
Business banking with collaborative tools and automatic categorization
Relay is a financial and accounting service that provides business banking with collaborative tools and automatic categorization. Founded in 2018 and headquartered in Toronto, Canada, Relay offers 2 pricing plans. It offers a free tier as well as paid plans starting from $30/month. Key features include Business checking, Profit first, Automatic routing, Team access. Relay is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Microsoft 365 | Relay |
|---|---|---|
| Starting Price | $6/mo | Free |
| Plans Available | 3 | 2 |
| Year Founded | 1988 | 2018 |
| Headquarters | Redmond, Washington | Toronto, Canada |
| Word | ||
| Excel | ||
| PowerPoint | ||
| Outlook | ||
| OneDrive 1TB | ||
| Teams | ||
| Business checking | ||
| Profit first | ||
| Automatic routing | ||
| Team access | ||
| Accounting sync |
Pricing Comparison
Compare all available plans and pricing tiers
Microsoft 365 Pricing
$72/yr
$69.99/yr
$99.99/yr
Relay Pricing
Frequently Asked Questions
Is Microsoft 365 or Relay better in 2026?
Both Microsoft 365 and Relay are excellent productivity services. Microsoft 365 offers Word and Excel, while Relay features Business checking and Profit first. The best choice depends on your specific needs and budget.
How much does Microsoft 365 cost compared to Relay?
Microsoft 365 starts at $6/month, while Relay starts at $30/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Microsoft 365 and Relay subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Microsoft 365 and Relay. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Microsoft 365, Relay, or both — track all your subscriptions in one place with smart alerts and analytics.