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Mercury vs Railway

A detailed comparison of Mercury and Railway in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Mercury

Banking for startups with powerful financial tools and integrations

Mercury is a financial and accounting service that provides banking for startups with powerful financial tools and integrations. Founded in 2019 and headquartered in San Francisco, California, Mercury offers 2 pricing plans. It offers a free tier as well as paid plans starting from $35/month. Key features include Startup banking, Treasury, Corporate cards, Accounting sync. Mercury is a popular choice for users looking for quality finance subscriptions.

bankingstartupscorporate-cardstreasury

Railway

Modern cloud platform for deploying apps

Railway is a developer tools and infrastructure service that provides modern cloud platform for deploying apps. Founded in 2020 and headquartered in San Francisco, California, Railway offers 2 pricing plans. Plans start from $5/month. Key features include One-click deploys, Auto-scaling, Databases, Private networking. Railway is a popular choice for users looking for quality development subscriptions.

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Feature Comparison

Side-by-side comparison of features and capabilities

FeatureMercuryRailway
Starting PriceFree$5/mo
Plans Available22
Year Founded20192020
HeadquartersSan Francisco, CaliforniaSan Francisco, California
Startup banking
Treasury
Corporate cards
Accounting sync
API access
One-click deploys
Auto-scaling
Databases
Private networking
Cron jobs
Usage-based pricing

Pricing Comparison

Compare all available plans and pricing tiers

Mercury Pricing

Free
Free
Plus
$35/mo

Railway Pricing

Hobby
$5/mo
Pro
$20/mo

Frequently Asked Questions

Is Mercury or Railway better in 2026?

Both Mercury and Railway are excellent finance services. Mercury offers Startup banking and Treasury, while Railway features One-click deploys and Auto-scaling. The best choice depends on your specific needs and budget.

How much does Mercury cost compared to Railway?

Mercury starts at $35/month, while Railway starts at $5/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Mercury and Railway subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Mercury and Railway. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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