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Mercury vs Microsoft 365

A detailed comparison of Mercury and Microsoft 365 in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Mercury

Banking for startups with powerful financial tools and integrations

Mercury is a financial and accounting service that provides banking for startups with powerful financial tools and integrations. Founded in 2019 and headquartered in San Francisco, California, Mercury offers 2 pricing plans. It offers a free tier as well as paid plans starting from $35/month. Key features include Startup banking, Treasury, Corporate cards, Accounting sync. Mercury is a popular choice for users looking for quality finance subscriptions.

bankingstartupscorporate-cardstreasury

Microsoft 365

Office apps suite with cloud services

Microsoft 365 is a productivity and collaboration service that provides office apps suite with cloud services. Founded in 1988 and headquartered in Redmond, Washington, Microsoft 365 offers 3 pricing plans. Plans start from $6/month. Key features include Word, Excel, PowerPoint, Outlook. Microsoft 365 is a popular choice for users looking for quality productivity subscriptions.

officedocumentsemailcollaboration

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureMercuryMicrosoft 365
Starting PriceFree$6/mo
Plans Available23
Year Founded20191988
HeadquartersSan Francisco, CaliforniaRedmond, Washington
Startup banking
Treasury
Corporate cards
Accounting sync
API access
Word
Excel
PowerPoint
Outlook
OneDrive 1TB
Teams

Pricing Comparison

Compare all available plans and pricing tiers

Mercury Pricing

Free
Free
Plus
$35/mo

Microsoft 365 Pricing

Basic
$6/mo

$72/yr

Personal
$6.99/mo

$69.99/yr

Family
$9.99/mo

$99.99/yr

Frequently Asked Questions

Is Mercury or Microsoft 365 better in 2026?

Both Mercury and Microsoft 365 are excellent finance services. Mercury offers Startup banking and Treasury, while Microsoft 365 features Word and Excel. The best choice depends on your specific needs and budget.

How much does Mercury cost compared to Microsoft 365?

Mercury starts at $35/month, while Microsoft 365 starts at $6/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Mercury and Microsoft 365 subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Mercury and Microsoft 365. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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