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Lili vs Substack

A detailed comparison of Lili and Substack in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Lili

Banking and accounting designed specifically for freelancers and self-employed

Lili is a financial and accounting service that provides banking and accounting designed specifically for freelancers and self-employed. Founded in 2019 and headquartered in New York, New York, Lili offers 3 pricing plans. It offers a free tier as well as paid plans starting from $9/month. Key features include Tax savings, Invoicing, Expense tracking, Business banking. Lili is a popular choice for users looking for quality finance subscriptions.

freelance-bankingtaxinvoicingself-employed

Substack

Platform for independent newsletter writers

Substack is a news and media service that provides platform for independent newsletter writers. Founded in 2017 and headquartered in San Francisco, California, Substack offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Newsletter platform, Podcasts, Chat, Notes. Substack is a popular choice for users looking for quality news subscriptions.

newslettersindependentwritersplatform

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureLiliSubstack
Starting PriceFreeFree
Plans Available32
Year Founded20192017
HeadquartersNew York, New YorkSan Francisco, California
Tax savings
Invoicing
Expense tracking
Business banking
Schedule C prep
Newsletter platform
Podcasts
Chat
Notes
Community
Monetization

Pricing Comparison

Compare all available plans and pricing tiers

Lili Pricing

Free
Free
Pro
$9/mo
Premium
$39/mo

Substack Pricing

Free to read
Free
Creator varies
Varies

Frequently Asked Questions

Is Lili or Substack better in 2026?

Both Lili and Substack are excellent finance services. Lili offers Tax savings and Invoicing, while Substack features Newsletter platform and Podcasts. The best choice depends on your specific needs and budget.

How much does Lili cost compared to Substack?

Lili starts at $9/month, while Substack starts at $Free/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Lili and Substack subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Lili and Substack. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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