Gusto vs Whoop
A detailed comparison of Gusto and Whoop in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Gusto
Payroll, benefits, and HR for small businesses
Gusto is a financial and accounting service that provides payroll, benefits, and hr for small businesses. Founded in 2011 and headquartered in San Francisco, California, Gusto offers 3 pricing plans. Plans start from $40/month. Key features include Payroll, Benefits admin, Time tracking, Hiring. Gusto is a popular choice for users looking for quality finance subscriptions.
Whoop
Fitness wearable with strain and recovery tracking
Whoop is a health and wellness service that provides fitness wearable with strain and recovery tracking. Founded in 2012 and headquartered in Boston, Massachusetts, Whoop offers 2 pricing plans. Plans start from $30/month. Key features include Strain tracking, Recovery score, Sleep coaching, HRV. Whoop is a popular choice for users looking for quality health subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Gusto | Whoop |
|---|---|---|
| Starting Price | $40/mo | $30/mo |
| Plans Available | 3 | 2 |
| Year Founded | 2011 | 2012 |
| Headquarters | San Francisco, California | Boston, Massachusetts |
| Payroll | ||
| Benefits admin | ||
| Time tracking | ||
| Hiring | ||
| Tax filing | ||
| Workers comp | ||
| Strain tracking | ||
| Recovery score | ||
| Sleep coaching | ||
| HRV | ||
| Respiratory rate | ||
| Journal |
Pricing Comparison
Compare all available plans and pricing tiers
Gusto Pricing
Whoop Pricing
$239/yr
Frequently Asked Questions
Is Gusto or Whoop better in 2026?
Both Gusto and Whoop are excellent finance services. Gusto offers Payroll and Benefits admin, while Whoop features Strain tracking and Recovery score. The best choice depends on your specific needs and budget.
How much does Gusto cost compared to Whoop?
Gusto starts at $40/month, while Whoop starts at $30/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Gusto and Whoop subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Gusto and Whoop. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Gusto, Whoop, or both — track all your subscriptions in one place with smart alerts and analytics.