Gusto vs Relay
A detailed comparison of Gusto and Relay in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Gusto
Payroll, benefits, and HR for small businesses
Gusto is a financial and accounting service that provides payroll, benefits, and hr for small businesses. Founded in 2011 and headquartered in San Francisco, California, Gusto offers 3 pricing plans. Plans start from $40/month. Key features include Payroll, Benefits admin, Time tracking, Hiring. Gusto is a popular choice for users looking for quality finance subscriptions.
Relay
Business banking with collaborative tools and automatic categorization
Relay is a financial and accounting service that provides business banking with collaborative tools and automatic categorization. Founded in 2018 and headquartered in Toronto, Canada, Relay offers 2 pricing plans. It offers a free tier as well as paid plans starting from $30/month. Key features include Business checking, Profit first, Automatic routing, Team access. Relay is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Gusto | Relay |
|---|---|---|
| Starting Price | $40/mo | Free |
| Plans Available | 3 | 2 |
| Year Founded | 2011 | 2018 |
| Headquarters | San Francisco, California | Toronto, Canada |
| Payroll | ||
| Benefits admin | ||
| Time tracking | ||
| Hiring | ||
| Tax filing | ||
| Workers comp | ||
| Business checking | ||
| Profit first | ||
| Automatic routing | ||
| Team access | ||
| Accounting sync |
Pricing Comparison
Compare all available plans and pricing tiers
Gusto Pricing
Relay Pricing
Frequently Asked Questions
Is Gusto or Relay better in 2026?
Both Gusto and Relay are excellent finance services. Gusto offers Payroll and Benefits admin, while Relay features Business checking and Profit first. The best choice depends on your specific needs and budget.
How much does Gusto cost compared to Relay?
Gusto starts at $40/month, while Relay starts at $30/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Gusto and Relay subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Gusto and Relay. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
Related Comparisons
Gusto vs Netflix
Compare Gusto and Netflix side-by-side
Disney+ vs Gusto
Compare Disney+ and Gusto side-by-side
Gusto vs Hulu
Compare Gusto and Hulu side-by-side
Netflix vs Relay
Compare Netflix and Relay side-by-side
Disney+ vs Relay
Compare Disney+ and Relay side-by-side
Hulu vs Relay
Compare Hulu and Relay side-by-side
Explore More
Track Both Services in One Dashboard
Whether you choose Gusto, Relay, or both — track all your subscriptions in one place with smart alerts and analytics.