Gusto vs Philo
A detailed comparison of Gusto and Philo in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Gusto
Payroll, benefits, and HR for small businesses
Gusto is a financial and accounting service that provides payroll, benefits, and hr for small businesses. Founded in 2011 and headquartered in San Francisco, California, Gusto offers 3 pricing plans. Plans start from $40/month. Key features include Payroll, Benefits admin, Time tracking, Hiring. Gusto is a popular choice for users looking for quality finance subscriptions.
Philo
Budget-friendly live TV streaming service
Philo is a streaming and entertainment service that provides budget-friendly live tv streaming service. Founded in 2017 and headquartered in San Francisco, California, Philo offers 1 pricing plan. Plans start from $28/month. Key features include 70+ channels, Unlimited DVR, 3 simultaneous streams, On-demand content. Philo is a popular choice for users looking for quality entertainment subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Gusto | Philo |
|---|---|---|
| Starting Price | $40/mo | $28/mo |
| Plans Available | 3 | 1 |
| Year Founded | 2011 | 2017 |
| Headquarters | San Francisco, California | San Francisco, California |
| Payroll | ||
| Benefits admin | ||
| Time tracking | ||
| Hiring | ||
| Tax filing | ||
| Workers comp | ||
| 70+ channels | ||
| Unlimited DVR | ||
| 3 simultaneous streams | ||
| On-demand content | ||
| No contract | ||
| Entertainment focus |
Pricing Comparison
Compare all available plans and pricing tiers
Gusto Pricing
Philo Pricing
Frequently Asked Questions
Is Gusto or Philo better in 2026?
Both Gusto and Philo are excellent finance services. Gusto offers Payroll and Benefits admin, while Philo features 70+ channels and Unlimited DVR. The best choice depends on your specific needs and budget.
How much does Gusto cost compared to Philo?
Gusto starts at $40/month, while Philo starts at $28/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Gusto and Philo subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Gusto and Philo. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Gusto, Philo, or both — track all your subscriptions in one place with smart alerts and analytics.