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FreshBooks vs Mercury

A detailed comparison of FreshBooks and Mercury in 2026. Compare pricing plans, features, and find out which finance service is right for you.

FreshBooks

Invoicing and accounting for freelancers

FreshBooks is a financial and accounting service that provides invoicing and accounting for freelancers. Founded in 2003 and headquartered in Toronto, Canada, FreshBooks offers 3 pricing plans. Plans start from $19/month. Key features include Invoicing, Time tracking, Expense tracking, Online payments. FreshBooks is a popular choice for users looking for quality finance subscriptions.

accountinginvoicingfreelancetime-tracking

Mercury

Banking for startups with powerful financial tools and integrations

Mercury is a financial and accounting service that provides banking for startups with powerful financial tools and integrations. Founded in 2019 and headquartered in San Francisco, California, Mercury offers 2 pricing plans. It offers a free tier as well as paid plans starting from $35/month. Key features include Startup banking, Treasury, Corporate cards, Accounting sync. Mercury is a popular choice for users looking for quality finance subscriptions.

bankingstartupscorporate-cardstreasury

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureFreshBooksMercury
Starting Price$19/moFree
Plans Available32
Year Founded20032019
HeadquartersToronto, CanadaSan Francisco, California
Invoicing
Time tracking
Expense tracking
Online payments
Project management
Estimates
Startup banking
Treasury
Corporate cards
Accounting sync
API access

Pricing Comparison

Compare all available plans and pricing tiers

FreshBooks Pricing

Lite
$19/mo
Plus
$33/mo
Premium
$60/mo

Mercury Pricing

Free
Free
Plus
$35/mo

Frequently Asked Questions

Is FreshBooks or Mercury better in 2026?

Both FreshBooks and Mercury are excellent finance services. FreshBooks offers Invoicing and Time tracking, while Mercury features Startup banking and Treasury. The best choice depends on your specific needs and budget.

How much does FreshBooks cost compared to Mercury?

FreshBooks starts at $19/month, while Mercury starts at $35/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both FreshBooks and Mercury subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including FreshBooks and Mercury. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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