FreshBooks vs Gusto
A detailed comparison of FreshBooks and Gusto in 2026. Compare pricing plans, features, and find out which finance service is right for you.
FreshBooks
Invoicing and accounting for freelancers
FreshBooks is a financial and accounting service that provides invoicing and accounting for freelancers. Founded in 2003 and headquartered in Toronto, Canada, FreshBooks offers 3 pricing plans. Plans start from $19/month. Key features include Invoicing, Time tracking, Expense tracking, Online payments. FreshBooks is a popular choice for users looking for quality finance subscriptions.
Gusto
Payroll, benefits, and HR for small businesses
Gusto is a financial and accounting service that provides payroll, benefits, and hr for small businesses. Founded in 2011 and headquartered in San Francisco, California, Gusto offers 3 pricing plans. Plans start from $40/month. Key features include Payroll, Benefits admin, Time tracking, Hiring. Gusto is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | FreshBooks | Gusto |
|---|---|---|
| Starting Price | $19/mo | $40/mo |
| Plans Available | 3 | 3 |
| Year Founded | 2003 | 2011 |
| Headquarters | Toronto, Canada | San Francisco, California |
| Invoicing | ||
| Time tracking | ||
| Expense tracking | ||
| Online payments | ||
| Project management | ||
| Estimates | ||
| Payroll | ||
| Benefits admin | ||
| Hiring | ||
| Tax filing | ||
| Workers comp |
Pricing Comparison
Compare all available plans and pricing tiers
FreshBooks Pricing
Gusto Pricing
Frequently Asked Questions
Is FreshBooks or Gusto better in 2026?
Both FreshBooks and Gusto are excellent finance services. FreshBooks offers Invoicing and Time tracking, while Gusto features Payroll and Benefits admin. The best choice depends on your specific needs and budget.
How much does FreshBooks cost compared to Gusto?
FreshBooks starts at $19/month, while Gusto starts at $40/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both FreshBooks and Gusto subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including FreshBooks and Gusto. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose FreshBooks, Gusto, or both — track all your subscriptions in one place with smart alerts and analytics.