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Empower Finance vs Mercury

A detailed comparison of Empower Finance and Mercury in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Empower Finance

Personal finance app for budgeting, investing, and retirement planning

Empower Finance is a financial and accounting service that provides personal finance app for budgeting, investing, and retirement planning. Founded in 2009 and headquartered in Redwood City, California, Empower Finance offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Budgeting, Net worth tracking, Investment analysis, Retirement planner. Empower Finance is a popular choice for users looking for quality finance subscriptions.

budgetinginvestingretirementnet-worth

Mercury

Banking for startups with powerful financial tools and integrations

Mercury is a financial and accounting service that provides banking for startups with powerful financial tools and integrations. Founded in 2019 and headquartered in San Francisco, California, Mercury offers 2 pricing plans. It offers a free tier as well as paid plans starting from $35/month. Key features include Startup banking, Treasury, Corporate cards, Accounting sync. Mercury is a popular choice for users looking for quality finance subscriptions.

bankingstartupscorporate-cardstreasury

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureEmpower FinanceMercury
Starting PriceFreeFree
Plans Available22
Year Founded20092019
HeadquartersRedwood City, CaliforniaSan Francisco, California
Budgeting
Net worth tracking
Investment analysis
Retirement planner
Spending tracker
Startup banking
Treasury
Corporate cards
Accounting sync
API access

Pricing Comparison

Compare all available plans and pricing tiers

Empower Finance Pricing

Free
Free
Wealth Management
Varies

Mercury Pricing

Free
Free
Plus
$35/mo

Frequently Asked Questions

Is Empower Finance or Mercury better in 2026?

Both Empower Finance and Mercury are excellent finance services. Empower Finance offers Budgeting and Net worth tracking, while Mercury features Startup banking and Treasury. The best choice depends on your specific needs and budget.

How much does Empower Finance cost compared to Mercury?

Empower Finance starts at $Free/month, while Mercury starts at $35/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Empower Finance and Mercury subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Empower Finance and Mercury. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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