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Carta vs Wave

A detailed comparison of Carta and Wave in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Carta

Equity management platform for companies and investors

Carta is a financial and accounting service that provides equity management platform for companies and investors. Founded in 2012 and headquartered in San Francisco, California, Carta offers 3 pricing plans. It offers a free tier as well as paid plans starting from $999/month. Key features include Cap table management, 409A valuations, Equity plans, Fund admin. Carta is a popular choice for users looking for quality finance subscriptions.

equitycap-tablevaluationsinvestors

Wave

Free accounting and invoicing for small businesses

Wave is a financial and accounting service that provides free accounting and invoicing for small businesses. Founded in 2010 and headquartered in Toronto, Canada, Wave offers 2 pricing plans. It offers a free tier as well as paid plans starting from $16/month. Key features include Free accounting, Invoicing, Receipts scanning, Payments. Wave is a popular choice for users looking for quality finance subscriptions.

freeaccountinginvoicingsmall-business

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureCartaWave
Starting PriceFreeFree
Plans Available32
Year Founded20122010
HeadquartersSan Francisco, CaliforniaToronto, Canada
Cap table management
409A valuations
Equity plans
Fund admin
Investor portal
Free accounting
Invoicing
Receipts scanning
Payments
Payroll
Reports

Pricing Comparison

Compare all available plans and pricing tiers

Carta Pricing

Starter
Free
Growth
$999/mo
Scale
Varies

Wave Pricing

Free
Free
Pro
$16/mo

Frequently Asked Questions

Is Carta or Wave better in 2026?

Both Carta and Wave are excellent finance services. Carta offers Cap table management and 409A valuations, while Wave features Free accounting and Invoicing. The best choice depends on your specific needs and budget.

How much does Carta cost compared to Wave?

Carta starts at $999/month, while Wave starts at $16/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Carta and Wave subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Carta and Wave. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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