Carta vs Personal Capital
A detailed comparison of Carta and Personal Capital in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Carta
Equity management platform for companies and investors
Carta is a financial and accounting service that provides equity management platform for companies and investors. Founded in 2012 and headquartered in San Francisco, California, Carta offers 3 pricing plans. It offers a free tier as well as paid plans starting from $999/month. Key features include Cap table management, 409A valuations, Equity plans, Fund admin. Carta is a popular choice for users looking for quality finance subscriptions.
Personal Capital
Wealth management and financial planning
Personal Capital is a financial and accounting service that provides wealth management and financial planning. Founded in 2009 and headquartered in San Carlos, California, Personal Capital offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Net worth tracker, Investment analysis, Retirement planner, Fee analyzer. Personal Capital is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Carta | Personal Capital |
|---|---|---|
| Starting Price | Free | Free |
| Plans Available | 3 | 2 |
| Year Founded | 2012 | 2009 |
| Headquarters | San Francisco, California | San Carlos, California |
| Cap table management | ||
| 409A valuations | ||
| Equity plans | ||
| Fund admin | ||
| Investor portal | ||
| Net worth tracker | ||
| Investment analysis | ||
| Retirement planner | ||
| Fee analyzer | ||
| Cash flow | ||
| Budgeting |
Pricing Comparison
Compare all available plans and pricing tiers
Carta Pricing
Personal Capital Pricing
Frequently Asked Questions
Is Carta or Personal Capital better in 2026?
Both Carta and Personal Capital are excellent finance services. Carta offers Cap table management and 409A valuations, while Personal Capital features Net worth tracker and Investment analysis. The best choice depends on your specific needs and budget.
How much does Carta cost compared to Personal Capital?
Carta starts at $999/month, while Personal Capital starts at $Free/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Carta and Personal Capital subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Carta and Personal Capital. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Carta, Personal Capital, or both — track all your subscriptions in one place with smart alerts and analytics.