Brex vs Xero
A detailed comparison of Brex and Xero in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Brex
Corporate card and spend management for startups
Brex is a financial and accounting service that provides corporate card and spend management for startups. Founded in 2017 and headquartered in San Francisco, California, Brex offers 2 pricing plans. It offers a free tier as well as paid plans starting from $12/month. Key features include Corporate cards, Expense management, Travel, Bill pay. Brex is a popular choice for users looking for quality finance subscriptions.
Xero
Cloud accounting software for small businesses
Xero is a financial and accounting service that provides cloud accounting software for small businesses. Founded in 2006 and headquartered in Wellington, New Zealand, Xero offers 3 pricing plans. Plans start from $13/month. Key features include Bank reconciliation, Invoicing, Payroll, Projects. Xero is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Brex | Xero |
|---|---|---|
| Starting Price | Free | $13/mo |
| Plans Available | 2 | 3 |
| Year Founded | 2017 | 2006 |
| Headquarters | San Francisco, California | Wellington, New Zealand |
| Corporate cards | ||
| Expense management | ||
| Travel | ||
| Bill pay | ||
| Accounting sync | ||
| Rewards | ||
| Bank reconciliation | ||
| Invoicing | ||
| Payroll | ||
| Projects | ||
| Expenses | ||
| Multi-currency |
Pricing Comparison
Compare all available plans and pricing tiers
Brex Pricing
Xero Pricing
Frequently Asked Questions
Is Brex or Xero better in 2026?
Both Brex and Xero are excellent finance services. Brex offers Corporate cards and Expense management, while Xero features Bank reconciliation and Invoicing. The best choice depends on your specific needs and budget.
How much does Brex cost compared to Xero?
Brex starts at $12/month, while Xero starts at $13/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Brex and Xero subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Brex and Xero. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Brex, Xero, or both — track all your subscriptions in one place with smart alerts and analytics.